How to unlock US$1.3 trillion in resilience finance: using risk assessment to drive investment and impact

Climate change is intensifying economic losses worldwide, with the greatest impacts in countries least able to manage them. Yet despite evidence that resilience investments delivers economic and fiscal returns, finance for resilience remains far below what is needed. This paper shows how resilience can be transformed from a perceived cost into an investable asset.

The insurance sector’s risk analytics and engineering expertise can quantify avoided losses, identify resilience-building opportunities and demonstrate financial returns. Integrating these insights into sovereign finance, multilateral development bank operations and private investment can turn resilience from an undervalued priority into a mainstream, finance-ready asset that is investable at scale.